File: /home/roofmagazine.org.uk/public_html/roofblog/2009/08/lenders_making_debts_worse.html
<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Strict//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-strict.dtd">
<html>
<head>
<meta http-equiv="Content-Type" content="text/html; charset=UTF-8"/>
<title>ROOF Magazine - ROOF Blog - Is recession finally over?</title>
<link rel="canonical" href="https://roofmagazine.org.uk/roofblog/2009/08/lenders_making_debts_worse" />
<link rel="shortcut icon" href="../../../images/roof/favicon.ico"/>
<meta name="Title" content="ROOF Magazine - Is recession finally over?"/>
<meta name="Description" content="Britain is set to move out of recession and record growth in GDP of 0.5 per cent in the current quarter, the Institute of Chartered…"/>
<meta name="Subject" content="Is recession finally over?"/>
<meta name="Publisher" content="ROOF Magazine, Shelter, 88 Old Street, London EC1V 9HU United Kingdom; roof@shelter.org.uk."/>
<meta name="Date" content="24 August 2023"/>
<meta name="Keywords" content=""/>
<link rel="stylesheet" type="text/css" href="../../../roof_styles/reset.css"/>
<link rel="stylesheet" type="text/css" href="../../../roof_styles/roofstyles.css"/>
<script type="text/javascript" src="../../../scripts/jquery.js"></script>
<script type="text/javascript" src="../../../roof_scripts/basicscripts.js"></script>
<script type="text/javascript" src="../../../roof_scripts/blog_scripts.js"></script>
<!--[if lt IE 7]>
<link rel="stylesheet" type="text/css" href="http://www.roofmagazine.org.uk/roof_styles/ie_less_seven.css" />
<![endif]-->
<!--[if lte IE 6]>
<style type="text/css">
.clearfix { height: 1%; }
</style>
<![endif]-->
<!--[if IE 7]>
<style type="text/css">
.clearfix {display:inline-block;}
</style>
<![endif]-->
</head>
<body>
<script type="text/javascript">
try {
} catch(err) {}</script>
<!--div id="baseline"></div-->
<!--div id="columns"><div id="columns_bg"></div></div-->
<div id="container" class="clearfix">
<a name="topofpage"></a>
<div class="line" id="adbar60">
<div id="toplh_ad">
<a href="/" target="_blank"><img src="../../../openx/www/images/homelessness_conf_2010.homelessanim.gif" width="468" height="60" alt="Lime Legal" title="Lime Legal" border="0"/></a><div id="beacon_f43e347f2b" style="position: absolute; left: 0px; top: 0px; visibility: hidden;"></div>
</div>
<div id="toprh_ad">
<a href="/" target="_blank"><img src="../../../openx/www/images/localgovbanner.gif" width="468" height="60" alt="LocalGov" title="LocalGov" border="0"/></a><div id="beacon_fc9685781d" style="position: absolute; left: 0px; top: 0px; visibility: hidden;"></div>
</div>
</div>
<div class="line">
<div class="item" id="header">
<div class="sap-content">
<a href="/"><img src="../../../images/roof/roof_logo_final.png" alt="ROOF - For better housing" id="roof_logo"/></a>
<ul id="main_navigation">
<li><a href="../../../roofblog">Blog</a></li>
<li><a href="../../../features">Features</a></li>
<li><a href="../../../opinion">Opinion</a></li>
<li><a href="../../../jobs">Jobs</a></li>
<li><a href="../../../diary">Diary</a></li>
<li class="final_item"><a href="../../../about">About ROOF</a></li>
</ul>
<form method="post" action="/">
<div class="hiddenFields">
<input type="hidden" name="ACT" value="19"/>
<input type="hidden" name="XID" value="ecaa7f566d79fd1c5792f92e3f545392"/>
<input type="hidden" name="RP" value="search&#47;results"/>
<input type="hidden" name="NRP" value=""/>
<input type="hidden" name="RES" value="10"/>
<input type="hidden" name="status" value=""/>
<input type="hidden" name="weblog" value="features|diary|roofblog|opinion|about"/>
<input type="hidden" name="search_in" value="everywhere"/>
<input type="hidden" name="where" value="all"/>
<input type="hidden" name="site_id" value="1"/>
</div>
<div id="searchbox">
<input type="text" name="keywords" id="main_searchfield" value="Search this site"/>
<button id="main_search_button" type="submit"></button>
</div>
</form>
<div id="subscription_promo">
<p id="promo_text">Online access is now Free. If you have an existing subscription <a href="../../../subscriptions">click here</a> for more information</p>
<!--p id="password_reminder"><a href="https://roofmagazine.org.uk/subscriptions/reset_password.php">Forgot your password?</a></p-->
</div>
<!--div id="login_instruction">Login for your online access: </div--><!--div class="item" id="login_box"><form method="post" action="http://www.roofmagazine.org.uk/" >
<div class='hiddenFields'>
<input type="hidden" name="XID" value="1b9e986b9ec06c016a203f2c1a0f122f" />
<input type="hidden" name="ACT" value="9" />
<input type="hidden" name="RET" value="//roofblog/2009/08/lenders_making_debts_worse/" />
<input type="hidden" name="site_id" value="1" />
</div>
<input type="text" id="login_user_name" value="ROOF reference" name="username" />
<input type="password" id="login_password" value="Password" name="password" />
<input type="submit" name="submit" value="Login" id="login_button" />
</form>
</div-->
</div>
</div>
</div>
<div class="line clearfix">
<div class="item" id="content_column_blog">
<ul id="breadcrumb_trail" class="clearfix">
<li><a href="/">ROOF</a></li>
<li><a href="../../../roofblog">ROOF Blog</a></li><li><a href="../../../roofblog/2009/08">August 2009</a></li>
<li>Is recession finally over?</li></ul>
<div id="blog_single">
<div class="blog_item clearfix">
<h1>Lenders making debts worse</h1>
<div class="clearfix">
<div class="post_details">
<p class="blog_date">10/08/2023</p>
<p class="blog_author"><strong>Posted by:</strong><br/>Tony Marshall</p>
</div>
<div class="summary">
<p>Homeowners with mortgage arrears are having their <a href="http://www.express.co.uk/posts/view/119194/Lenders-making-debts-worse-" title="debt made worse">debt made worse</a> by lenders who levy ‘high and excessive charges, MPs have warned. Borrowers in arrears could be charged as much as £35 for a letter or a phone call, or £150 for a visit from a debt counsellor, the Treasury Select Committee report found. It called on the Financial Services Authority to take a much more robust stance in tackling the charges and urged the regulator and Office of Fair Trading to review them to ensure they were fair. The committee said lenders should also be required to provide an itemised breakdown of the additional costs their arrears charges were supposed to cover.
</p>
</div>
<div class="blogbody">
</div>
<div class="blogextended">
</div>
</div>
<div class="blog_tags">
<div id="sharethis">
<a href="http://www.addthis.com/bookmark.php" onclick="return addthis_open(this, 'email', '[URL]', '[TITLE]');" border="0" class="at_email">Email this</a>
<a href="http://www.addthis.com/bookmark.php?v=250&pub=xa-4a48c802796d85f1" onmouseover="return addthis_open(this, '', '[URL]', '[TITLE]')" onmouseout="addthis_close()" onclick="return addthis_sendto()" class="at_share">Share this</a>
<script type="text/javascript" src="../../../js/250/addthis_widget-pub-xa-4a48c802796d85f1.js"></script>
</div>
<p><strong>Tags: </strong></p>
</div>
<div id="nextprev" class="clearfix">
<p id="previous_link"><strong>Previous article:</strong> <a href="../../../roofblog/2009/08/taxpayer-owned_banks_repossess_thousands_of_homes">Taxpayer-owned banks repossess thousands of homes</a></p>
<p id="next_link"><strong>Next article</strong> <a href="../../../roofblog/2009/08/police_claim_street_beggars_are_on_200_a_night">Police claim street beggars are on £200 a night</a></p>
</div>
</div>
<div id="comment_list">
<a name="comments"></a>
<h3>Comments:</h3>
<div class="comment_text">
<p>No comments have been made on this article yet.</p>
</div>
</div>
<form id="comment_form" method="post" action="../../../roofblog/2009/08/lenders_making_debts_worse">
<div class="hiddenFields">
<input type="hidden" name="ACT" value="1"/>
<input type="hidden" name="RET" value="http://www.roofmagazine.org.uk/roofblog/2009/08/lenders_making_debts_worse/"/>
<input type="hidden" name="URI" value="/roofblog/2009/08/lenders_making_debts_worse/"/>
<input type="hidden" name="PRV" value=""/>
<input type="hidden" name="XID" value="5ce15d3046341a2afa9b1a66026844d8"/>
<input type="hidden" name="entry_id" value="2613"/>
<input type="hidden" name="site_id" value="1"/>
</div>
<div id="comment_input">
<h3>Leave a comment</h3>
<p id="comment_name_field"><label for="comment_name">Name:</label><br/><input name="name" id="comment_name" type="text" value=""/></p>
<p id="comment_email_field"><label for="comment_email">Email:</label><br/><input name="email" id="comment_email" type="text" value=""/></p>
<p><textarea name="comment" id="comment" cols="50" rows="10"></textarea></p>
<div id="captcha_fields">
<p>Enter the word you see below:<br/> <input type="text" name="captcha" value="" size="20" maxlength="20"/></p>
</div>
<p><input type="submit" name="submit" value="Submit" id="submit_comment"/></p>
<!--p><input type="submit" name="preview" value="Preview" id="preview_comment" /></p-->
</div>
</form>
</div>
</div>
<div id="blog_rh_col" class="item">
<div id="mpu_ad_area">
<a href="/" target="_blank"><img src="../../../openx/www/images/hcsroofbanner.gif" width="300" height="250" alt="Housing Care and Support conference" title="Housing Care and Support conference" border="0"/></a><div id="beacon_0f44abf7d0" style="position: absolute; left: 0px; top: 0px; visibility: hidden;"></div>
</div>
<div class="" id="blog_tags_column_nested">
<form id="mailinglist_form" method="post" action="/">
<div class="hiddenFields">
<input type="hidden" name="XID" value="dfd6b57905788b860594a49e4df70993"/>
<input type="hidden" name="ACT" value="3"/>
<input type="hidden" name="RET" value="http://www.roofmagazine.org.uk/roofblog/2009/08/lenders_making_debts_worse/"/>
<input type="hidden" name="list" value="blog_notification"/>
<input type="hidden" name="site_id" value="1"/>
</div>
<div id="mailinglistbox" class="clearfix">
<h3>Join the ROOF mailing list</h3>
<p>Receive notification via email of new posts on the ROOF Blog</p>
<p><input id="mailing_email" type="text" name="email" value="Your email"/></p>
<p><input id="mail_submit" type="submit" value="Submit"/></p>
</div>
</form>
<div id="tag_cloud">
<h3>All tags</h3>
<div id="cloud">
<a href="../../../roofblog/tags/tag/2020" title="2020" style="font-size:10px;">2020,</a>
<a href="../../../roofblog/tags/tag/A-E" title="A&E" style="font-size:10px;">A&E;,</a>
<a href="../../../roofblog/tags/tag/accessibility" title="accessibility" style="font-size:10px;">accessibility,</a>
<a href="../../../roofblog/tags/tag/accommodation" title="accommodation" style="font-size:10px;">accommodation,</a>
<a href="../../../roofblog/tags/tag/activism" title="activism" style="font-size:10px;">activism,</a>
<a href="../../../roofblog/tags/tag/admissions" title="admissions" style="font-size:10px;">admissions,</a>
<a href="../../../roofblog/tags/tag/adults" title="adults" style="font-size:10px;">adults,</a>
<a href="../../../roofblog/tags/tag/advertising" title="advertising" style="font-size:10px;">advertising,</a>
<a href="../../../roofblog/tags/tag/advice" title="advice" style="font-size:10px;">advice,</a>
<a href="../../../roofblog/tags/tag/advice-service" title="advice service" style="font-size:10px;">advice service,</a>
<a href="../../../roofblog/tags/tag/affluence" title="affluence" style="font-size:10px;">affluence,</a>
<a href="../../../roofblog/tags/tag/affordability" title="affordability" style="font-size:18px;">affordability,</a>
<a href="../../../roofblog/tags/tag/affordability" title="Affordability" style="font-size:12px;">Affordability,</a>
<a href="../../../roofblog/tags/tag/affordable" title="affordable" style="font-size:10px;">affordable,</a>
<a href="../../../roofblog/tags/tag/affordable-homes" title="affordable homes" style="font-size:16px;">affordable homes,</a>
<a href="../../../roofblog/tags/tag/affordable-housing" title="affordable housing" style="font-size:12px;">affordable housing,</a>
<a href="../../../roofblog/tags/tag/affordable-rent" title="affordable rent" style="font-size:10px;">affordable rent,</a>
<a href="../../../roofblog/tags/tag/ageing-population" title="ageing population" style="font-size:10px;">ageing population,</a>
<a href="../../../roofblog/tags/tag/agency" title="agency" style="font-size:10px;">agency,</a>
<a href="../../../roofblog/tags/tag/agents" title="agents" style="font-size:10px;">agents,</a>
</div>
</div>
<div id="blog_archives">
<h3>Blog archive</h3>
<h4>2010</h4>
<ul id="months_2010">
<li><a href="../../../roofblog/2010/03">March 2010</a></li>
<li><a href="../../../roofblog/2010/02">February 2010</a></li>
<li><a href="../../../roofblog/2010/01">January 2010</a></li>
</ul>
<h4>2009</h4>
<ul id="months_2009">
<li><a href="../../../roofblog/2009/12">December 2009</a></li>
<li><a href="../../../roofblog/2009/11">November 2009</a></li>
<li><a href="../../../roofblog/2009/10">October 2009</a></li>
<li><a href="../../../roofblog/2009/09">September 2009</a></li>
<li><a href="../../../roofblog/2009/08">August 2009</a></li>
<li><a href="../../../roofblog/2009/07">July 2009</a></li>
<li><a href="../../../roofblog/2009/06">June 2009</a></li>
<li><a href="../../../roofblog/2009/05">May 2009</a></li>
<li><a href="../../../roofblog/2009/04">April 2009</a></li>
<li><a href="../../../roofblog/2009/03">March 2009</a></li>
<li><a href="../../../roofblog/2009/02">February 2009</a></li>
<li><a href="../../../roofblog/2009/01">January 2009</a></li>
</ul>
<h4>2008</h4>
<ul id="months_2008">
<li><a href="../../../roofblog/2008/12">December 2008</a></li>
<li><a href="../../../roofblog/2008/11">November 2008</a></li>
<li><a href="../../../roofblog/2008/10">October 2008</a></li>
<li><a href="../../../roofblog/2008/09">September 2008</a></li>
<li><a href="../../../roofblog/2008/08">August 2008</a></li>
<li><a href="../../../roofblog/2008/07">July 2008</a></li>
<li><a href="../../../roofblog/2008/06">June 2008</a></li>
<li><a href="../../../roofblog/2008/05">May 2008</a></li>
<li><a href="../../../roofblog/2008/04">April 2008</a></li>
<li><a href="../../../roofblog/2008/03">March 2008</a></li>
<li><a href="../../../roofblog/2008/02">February 2008</a></li>
<li><a href="../../../roofblog/2008/01">January 2008</a></li>
</ul>
<h4>2007</h4>
<ul id="months_2007">
<li><a href="../../../roofblog/2007/12">December 2007</a></li>
<li><a href="../../../roofblog/2007/11">November 2007</a></li>
<li><a href="../../../roofblog/2007/10">October 2007</a></li>
<li><a href="../../../roofblog/2007/09">September 2007</a></li>
<li><a href="../../../roofblog/2007/08">August 2007</a></li>
<li><a href="../../../roofblog/2007/07">July 2007</a></li>
<li><a href="../../../roofblog/2007/06">June 2007</a></li>
<li><a href="../../../roofblog/2007/05">May 2007</a></li>
<li><a href="../../../roofblog/2007/04">April 2007</a></li>
<li><a href="../../../roofblog/2007/03">March 2007</a></li>
<li><a href="../../../roofblog/2007/02">February 2007</a></li>
<li><a href="../../../roofblog/2007/01">January 2007</a></li>
</ul>
<h4>2006</h4>
<ul id="months_2006">
<li><a href="../../../roofblog/2006/12">December 2006</a></li>
<li><a href="../../../roofblog/2006/11">November 2006</a></li>
<li><a href="../../../roofblog/2006/10">October 2006</a></li>
<li><a href="../../../roofblog/2006/09">September 2006</a></li>
</ul>
</div>
</div>
<div class="" id="advertising_column_blog">
<script type="text/javascript"><!--//<![CDATA[
var m3_u = (location.protocol=='https:'?'https://roofmagazine.org.uk/openx/www/delivery/ajs.php':'/');
var m3_r = Math.floor(Math.random()*99999999999);
if (!document.MAX_used) document.MAX_used = ',';
document.write ("<scr"+"ipt type='text/javascript' src='"+m3_u);
document.write ("?zoneid=1");
document.write ('&cb=' + m3_r);
if (document.MAX_used != ',') document.write ("&exclude=" + document.MAX_used);
document.write (document.charset ? '&charset='+document.charset : (document.characterSet ? '&charset='+document.characterSet : ''));
document.write ("&loc=" + escape(window.location));
if (document.referrer) document.write ("&referer=" + escape(document.referrer));
if (document.context) document.write ("&context=" + escape(document.context));
if (document.mmm_fo) document.write ("&mmm_fo=1");
document.write ("'><\/scr"+"ipt>");
//]]>--></script><noscript><a href="/" target="_blank"><img src="../../../openx/www/delivery/avw_php-zoneid-1-cb-INSERT_RANDOM_NUMBER_HERE-n-aa9d368a.jpg" border="0" alt=""/></a></noscript>
<div id="google_160">
<script type="text/javascript"><!--
/* 160x600, created 2/3/09 */
//-->
</script>
</div>
</div>
</div>
</div>
<div class="line">
<div class="item" id="btt">
<p><a href="#topofpage">Back to top of page</a></p>
</div>
</div>
<div class="line">
<div class="item" id="footer">
<div id="footer_menu">
<h3><a href="../../../about">About this site</a></h3>
<ul>
<li><a href="http://england.shelter.org.uk/shop/subscriptions/roof_magazine">Subscriptions information</a></li>
<li><a href="../../../about/copyright">Disclaimer and copyright</a></li>
<li><a href="../../../about/privacy">Privacy policy</a></li>
</ul>
</div>
<p id="roof_contact">© 2005-09 ROOF Magazine | ROOF 88 Old Street, London EC1V 9HU</p>
<script type="text/javascript">
try {
} catch(err) {}</script>
</div>
</div>
</div>
</body>
</html>